Advisor to business owners, professionals, and their key advisors regarding family protection, tax advantaged retirement, succession planning,  and estate protection, Buy-Sell, Key Person w/ Life, DI, Long Term Care, &  Annuities. Also specializing in Group Benefits (i.e. Health Insurance) for closely held businesses. .Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Accredited Estate Planner (AEP), Certified Family Business Specialist (CFBS), MBA USC.